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What Is a Pre-Existing Condition?

Health care coverage may change soon with the type of coverage available and the cost of premiums being heavily influenced by pre-existing conditions. Pre-existing conditions are any health condition or conditions that have been diagnosed by a doctor before a health care plan goes into effect. Depending on the plan, a condition as small as a cold can be considered pre-existing, all the way up to cancer, diabetes, and other serious conditions.

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Reduce the Risk of Self-Funded Benefit Plans

With the cost of healthcare rising, looking outside the US for healthcare is a cost-effective option. Hip replacement surgery in the US can cost over $80,000. Through SkyMedicus, the same procedure can be done in another country for under $20,000. Medication in the US can also be very expensive. The same Hep-C medication that costs $84,000 for a 12-week treatment can be discounted by 80% elsewhere. The cost savings provided by SkyMedicus can reduce the risk of offering self-funded benefit plans.

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