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5 Things to Do If Your Insurance Policy Won't Cover Your Surgery
Posted by skymedicus STAFF on 7/21/2017 3:27 PM | Last Modified: September 26, 2017
It’s the nightmare scenario that hundreds of millions of people dread: discovering your insurance policy won't cover your surgery.
Common Reasons Your Surgery Isn't Covered by Your Insurance Company
If you’re grappling with any of the above, then be assured that you DO have options. Below, we highlight 5 possibilities for when your insurance policy won't cover your surgery:
What to Do if Your Insurance Doesn't Cover Your Surgery
1. Talk to Your Doctor or Hospital
Your doctor and/or hospital may be willing to offer a discount, or perhaps work out an extended payment plan that makes it viable for you to have the surgery. If you take this route, make sure you clearly explain why your surgery isn’t covered by your insurance.
2. Shop Around
Surprisingly, fees for even common surgeries can vary widely between hospitals in the same city or region. Don’t hesitate to make some calls and shop around to find a better price.
3. Research Government Programs
You may be eligible for government programs that can help. Start by visiting the Foundation for Health Coverage Education’s website and see what’s available.
4. Try and Raise Funds
You may be able to raise funds by launching a fundraising campaign via Gofundme.com or some other crowdfunding website. Keep in mind, however, that this is a longshot. What’s more, if privacy is a concern (i.e. if you’re seeking to get bariatric surgery and don’t want your co-workers to know), then this is not a viable option.
5. Get Your Surgery Abroad
You can join the hundreds of thousands of Americans each year who head abroad to Mexico, Costa Rico, Brazil, Thailand, South Korea, Singapore and many other popular medical tourism destinations to get your surgery abroad – but for just a fraction of the cost!
Not only will you have access to world-class healthcare provided by highly experienced and licensed doctors, but you’ll typically save anywhere from 30 to 80% on your surgery. What’s more, if you have any HSA dollars through your employee benefits program, you can use them for your surgery abroad – therefore making it even more affordable and viable.
To learn more about getting your surgery abroad, contact the team at SkyMedicus today.
We’ve helped many people just like you get the life changing and sometimes life saving surgery you need when your insurance company isn’t part of the solution. We take care of you every step of the way, because your health is our only priority!
Topics: Surgery Abroad