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What To Do When Insurance Won’t Cover Your Dental Implants
Posted by skymedicus STAFF on 7/26/2017 1:05 PM | Last Modified: September 26, 2017
Across the country, millions of people are discovering that a missing tooth (or several missing teeth) isn’t just causing oral discomfort – it’s triggering some major financial pain, too.
That’s because, dental implants – which are increasingly seen as a better alternative to bridges and dentures – are not only pricey, but they typically aren’t covered (or fully covered) by dental insurance. Indeed, as reported by the New York Times, for dental implants “insurance coverage is usually minimal, and patients often are surprised by high out-of-pocket costs. An implant to replace a single tooth can cost $3,000 to $4,500, depending on where you live. Implants to replace a full or partial set of teeth can run from $20,000 to as much as $45,000.”
Why Insurance Companies Don’t Cover Dental Implants
If dental implants are so costly and millions of patients need or want them, the obvious question is: why don’t insurance companies step up to the plate and, frankly, do what they happily collect premiums for?
The answer to this question was actually provided by a dentist on the implant dentistry news website OsseoNews.com, who candidly wrote that:
"Dental implant placement is a procedure which replaces a tooth, which in essence is a DENTAL procedure not a MEDICAL procedure. If the tooth was lost due to an accident or traumatic event like a car collision or tumor, the reconstruction may include implants where the medical insurance may provide coverage. Therefore in the vast majority of cases, medical insurance will not cover a dental procedure. Loosing a tooth from an abscess or decay is a dental problem not a medical problem, and also will be denied for claim since it is of dental origin."
Basically in other words: insurance companies make an arbitrary distinction between medical health and dental health – even though dentists themselves don’t make this distinction, and regularly remind patients that there is a clear, indisputable link between oral health and overall health (anyone who wants a refresher should check out this Mayo Clinic article!).
Why Medical Tourism is the Answer for Dental Implants
If your insurance company has told you that your dental implant costs won’t be covered, then instead of going into debt or putting your health at risk, there IS an alternative that millions of Americans – and tens of millions of people around the world from countries like Canada, the UK, Australia and many others – have taken advantage of: medical tourism.
Below, we highlight the 3 key advantages of medical tourism for dental implants:
To learn more about how to get dental implants even if your insurance company says no, contact the SkyMedicus team today. We’ll answer your questions, explain your options, and empower you with objective, honest information so you can make a decision that’s best for your health AND your finances. Your consultation with us is free.
For more information about medical tourism and how you can ensure a successful and safe experience, download our FREE eBook:
Topics: Dental Medical Tourism