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Can You Get Insurance Reimbursements After a Dental Tourism Procedure?
Posted by skymedicus STAFF on 7/27/2017 10:28 AM | Last Modified: September 26, 2017
As you may know, dental care in the U.S. is surprisingly and in some cases shockingly expensive. Even a single dental implant can cost around $5,000, and a more comprehensive smile makeover can exceed $50,000. That’s the bad news. The good news, is that you may be able to have some or even all of your treatment costs covered by insurance if you take advantage of dental tourism.
What is Dental Tourism?
Simply put, dental tourism is when instead getting treatment at a local dental practice, you hop a flight and have it take care of in Costa Rica, Mexico, or dozens of other popular destinations around the world.
Why Insurance Companies Like Dental Tourism
Insurance companies like dental tourism for a simple, straightforward reason that surprises nobody: they save money on claims!
Typically, since dental practices abroad can’t bill direct to insurance, you’ll be responsible for paying the fee and other out-of-pocket costs. However, when you return, or even while you’re still abroad via the web, you can submit a claim and get the process started.
Why Self-Insuring Employers Like Dental Tourism
And if you work for an employer with a self-funded dental plan, then you’ll be doing them a favor by heading abroad as well. Indeed, as noted by the International Healthcare Research Center: “Self-funded employers who choose [dental] tourism can access savings of up to 70 percent even when the cost of travel and lodging is included for a patient and companion.”
As Always: Read Your Policy
Naturally, you should not make any assumptions when it comes to insurance processes, rules, or reimbursements – whether you’re thinking about taking advantage of dental tourism, or you’re not sure if that bird slamming into your home’s picture window qualifies as “vandalism” (some birds have a bad attitude!).
As such, be sure to go through your policy with your insurance company, your broker, or your employer, so that you can get all of the details you need such as: deadlines for submitting claims, where to get claims forms, allowable amounts, and so on. Knowledge is power, and you want to make sure that you aren’t forced to cover a higher bill than you budgeted for.
To learn more about insurance coverage for dental tourism, and for answers to your other questions regarding everything from logistics and accommodations, to choosing the right dentist and destination, contact the SkyMedicus team today. Your consultation with us is free, and there’s never any obligation to book your trip with us. We’re here to help!
For more information on medical tourism and what factors you should consider to ensure a safe and successful experience, download our FREE eBook:
Topics: Dental Medical Tourism